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PULSE is one of the nation’s leading ATM/debit networks, currently serving banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services. The network links cardholders to ATMs and POS terminals at retail locations nationwide. The company is also a valued resource for industry research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry.

  • PULSE Payments Network – deliver value, choice and convenience while giving consumers the freedom to shop with confidence. This means debit transactions and verification methods on any device, anywhere – in-store and online. They invest in API access, disputes processing, contactless and other services to drive value for business while advocating for your interests
  • PULSE ATM Network – give cardholders broader access to cash in the U.S. through our ATM issuing and acquiring solutions. PULSE® connects to millions of cardholders not available from other ATM networks. And, with low fees and competitive interchange, client can earn more while paying less
  • Discover® Debit – built around giving the capabilities and service to create a successful debit program
  • Debit Processing and Gateways – PULSE® gateway and processing services give the flexibility to build debit program client’s way, helping deliver more
  • Fraud Detection and Risk Mitigation – the advanced technology powering DebitProtect® works to keep you and your cardholders secure and help detect fraud

Companies that integrate with PULSE

Each integration enriches the platform with data or features that provide comprehensive service and enhance the customer experience.

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