Fintech Integration Marketplace

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PayJoy is bringing consumer finance to people who otherwise could not afford modern electronics such as smartphones. Today, their unique locking technology and data science enables them to offer smartphone financing to underbanked people in emerging markets worldwide. Their ambition is to deliver affordable consumer finance to the next billion who are just now getting onto the digital and financial grid.

  • A Turnkey System for Retailers
  • Underwrite the Underbanked
  • Fully Paperless, Full Visibility
  • Easy to Deploy
  • Increase Share
  • Increase ASP

Companies that integrate with PayJoy

Each integration enriches the platform with data or features that provide comprehensive service and enhance the customer experience.

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Open to forming a new partnership? Contact and we’ll help you facilitate integrations that will grow your business.


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It usually takes several months to define goals and create a step-by-step integration plan. Enter your details and book a meeting with an integration expert who can help you clarify the next steps of the integration and streamline the process.