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IncredibleBank is America’s First Online National Community Bank, and what we do is get our customers to their incredible. Whatever incredible means to them. Life has plenty of challenges and we don’t want your bank to be one of them. We’ve raised the banking bar because our customers have asked us to. Wherever they might be, and for whatever reasons they want, they’ve asked us to make life incredible for them. And we’re all too willing to oblige. With a name like IncredibleBank, we better be that everyday and every time. Our name keeps us honest and reminds us all the time what we need to be, incredible.

IncredibleBank actually started in 1967 as River Valley Bank with a single location in Rothschild, Wisconsin. Over the years we grew to 15 locations in Wisconsin and Michigan’s Upper Peninsula. We were, and still are, a community bank in those areas with a focus on providing businesses and residents with top-notch banking products and services, but now under the name IncredibleBank.

In 2009, we opened IncredibleBank, our online, national community bank, and because of its rapid success, we decided to merge both banks into one powerhouse brand that remained committed to the communities we serve, but with a twist. And that twist was to bring both banks together and be known from here on out as IncredibleBank.

But that’s where we are today, how did it all begin? Ron and Kay Nicklaus were a dynamic husband and wife team who were committed to agriculture, and became the largest grower and shipper of beans in the U.S. They had a clear vision of what banks should do and an even clearer vision of what banks weren’t doing. They purchased River Valley Bank in 1983, and with their sons Todd and Greg, and then current President and CEO, Todd Nagel, turned the bank into IncredibleBank. Now, IncredibleBank serves customers in all 50 states, and was named the Most Innovative Bank in America.



  • Business Checking
  • Business Credit Cards
  • Business Money Market
  • Business Services
  • Small Business Loans
  • Business Line of Credit
  • Business Term
  • Commercial Construction
  • Commercial Real Estate
  • USDA Loans
  • Floor Plan Lending
  • Motorcoach Loans

Mobile Banking


  • Checking
  • Savings
  • Money Market
  • Credit Cards
  • CDs
  • Health Savings Account
  • Student Checking
  • Trust Accounts
  • Mortgage Loans
  • Personal Loans
  • Motorcoach Loans

Insurance Solutions

  • Business Insurance
  • Personal Insurance



Companies that integrate with IncredibleBank

Each integration enriches the platform with data or features that provide comprehensive service and enhance the customer experience.

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