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Anyfin puts a stop to overpriced financial products to save money on private loans by taking a photo. Launched in November 2017, and currently only available in its home country despite harbouring wider European ambitions, Anyfin wants to make it easier to competitively refinance or consolidate loans and credit cards, and therefore not get ripped off with high interest rates or compound interest. It claims to do this with a combination of AI and publicly available consumer data, and with additional information garnered through talking a photo of existing loan statement, including repayment history. This, it says, gives Anyfin a more complete picture than a credit score alone, which is likely the main data point used by the original lender.
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